Our Reports

Real-time Reports

Periodic Reports

Sometimes having the data you need is only half of the story.

Below are some examples of reports we prepare for our clients. Although these reports are relatively diverse, spanning industries from healthcare to water resources to commercial banking, they share a common thread. That thread is the ability to reduce complex research and analysis into digestible, actionable reporting documents. We understand that the technical analytics underlying a research project mean little if you cannot effectively communicate the results to internal and external stakeholders. We take great pride in our ability to present our findings in a way that maximizes the utility of our research and reflects positively on our clients and their core constituencies.

Cover, Nevada State Bank A Positive Outlook

September 2018

A Positive Outlook

The stream of positive economic news continues to be steady, and welcome. In May of 2018, the current U.S. economic expansion became the second-longest on record, and Nevada’s growth is among the best in the nation. The state’s unemployment rate is falling. Its incomes are rising. Its population is booming, and its home prices are surging. In times like these, we are reminded of the powerful economic engine that has been a hallmark of Nevada’s modern history.

During these good economic times, Americans are doing what they usually do – spending more while saving less. Personal consumption per capita in the second quarter climbed 4.1 percent, the third-highest rate reported in the last decade. Meanwhile, the national consumer debt service ratio – debt payments as a percentage o ...

View More Issues » View Report »
Cover, Nevada State Bank Economic Briefing

September 2018

Economic Briefing

Northern Nevada’s economic resurgence has been a key element to the state’s overall recovery and growth since the downturn. The region continues to report notable growth across a number of important economic indicators, and in many cases is outpacing the rest of the state.

Reno metropolitan area employment grew by 3.7 percent year over year in July 2018 (not seasonally adjusted), matching the statewide figure that ranked second in the nation. Reno employment gains have come while its unemployment rate has been well below state and national averages. In July, the unemployment rate for the Reno metropolitan area stood at 3.5 percent compared to 4.1 percent for the United States, 4.5 percent in Nevada, and 4.7 percent in Southern Nevada. The manufacturing sector has led the way for emp ...

View More Issues » View Report »
Cover, Nevada State Bank High Net Worth

May 2018

High Net Worth

Key Findings

The Tax Cuts and Jobs Act (TCJA) was arguably the largest overhaul of the U.S. tax code in the last 30 years. The new legislation substantially revised the existing tax code for both individuals and businesses. These changes will affect millions of taxpayers as many rules related to individual credits and deductions were changed. This report highlights key provisions and changes under the TCJA and is intended for informational purposes only. Because of the complexities of the tax code and the unique financial situation of each household, consult a certified tax professional for specific tax planning advice.

Tax Rates

Generally, individual taxpayers will benefit from lower income tax rates across most tax brackets under the new legislation, with the top tax bracket rat ...

View More Issues » View Report »
Cover, Nevada State Bank Elko Quarterly Briefing

Q2 2018

Elko Quarterly Briefing

Economic Update

After the unemployment rate in Elko County briefly jumped to 4.2 percent in January 2018, it has declined for three straight months to 3.4 percent in April. That ranks as the second-lowest unemployment level among all Nevada counties. The lower unemployment rate is not the result of increasing employment but rather a smaller labor force, which reported year-over-year declines in three straight months and in five of the past seven months. In April 2018, the labor force decreased by 2.3 percent from the year prior, while total employment declined by 2.0 percent to 25,788.

Total private sector wages earned in 2017 grew by 5.2 percent from 2016, fueled by the two best quarters for total wages in Elko County since 2012. Consumer spending indicators also reported positive t ...

View More Issues » View Report »